Travel Insurance

Domestic Travel Insurance

Skiing and Snowboard Insurance for Australian Snow Holidays

Travel Insurance is not only for overseas holidays, have you ever had to cancel your holiday due to an unforeseen illness or injury?
Although you may think insurance is not necessary it may save you time and money when mishaps occur. Alpine World recommends travel insurance no matter how short your holiday is and snow holiday insurance starts from only $52per person or $101 per family up to 5 days cover!

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Why is Snow Holiday Travel Insurance important in Australia?

Do I really need travel insurance?

What is ‘Cancellation’ cover?

Cancellation Cover applies to lost deposits and cancellation fees for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you or which are outside your control.
There is provision to claim for cancellation of your trip for a variety of reasons including becoming redundant, being called for jury duty or the death of a close relative, sickness, accidents, and natural disasters. However, if you merely change your mind about your trip, there is no cover.
A travel insurance policy should provide cover for the entire duration of the trip. But it may be a good idea to consider adding a couple of extra days to the policy so that cover is available if there are delays or cancellations, or if travel plans are changed.

My credit card is offering me free cover – why should I pay for travel insurance?

Carefully read the fine print when you see advertisements offering free travel insurance when you pay for the trip with your credit or charge card. This is not always comprehensive travel insurance that you are being offered. Insurance will usually be provided to the individual cardholder and will cover any immediate family if they were travelling together, if their travel itinerary is identical or, in some cases, if it is very similar. To qualify for the insurance, cardholders need to either purchase the return airfare on their credit card or spend a certain dollar amount while overseas.

It is not safe to assume that the cover is deluxe quality and comprehensive because it is attached to a premium card.

For Questions, you should ask your Credit Card Company.

Travelling internationally

There are many things to consider when travelling overseas including passport, tickets, exchange rates, accommodation, and what to pack. While overseas travel can be an exciting prospect, there can be situations where things may go wrong and travellers find themselves needing urgent medical assistance, help with replacing lost luggage and/or assistance with making an urgent trip home. This is where Travel Insurance can help – along with providing peace of mind for travellers who may find themselves in any of these situations. Travellers should thoroughly read the policy before they purchase travel insurance to ensure it meets all their requirements and provides the appropriate level of cover.
We’ve all heard the horror stories of people losing their money, passport, sometimes their entire luggage, leaving them stranded far from home. Or worse, being injured or just getting sick in the wrong part of the world.

Is there an age limit on travel insurance?

There’s usually an upper age limit. But insurers are aware of the fact that more and more of our older citizens enjoy international travel – and also that many are fitter than travellers half their age. Some budget-priced travel insurance policies place limits on travellers over 50, with cover ceasing at age 65. However, most travel insurers only ask for a Traveller’s Appraisal Form, which details the customer’s state of health, when they are aged 70 or more.

For more information or a comprehensive travel insurance quote call 1300 138 311 now!


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